We have been in the invoice factoring business since 1979, are privately held, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's downturns and in having done so, can support you through any troublesome times you might run into. We won't disappear when the times get troublesome, like a handful of invoice factoring companies sadly have in the past.

Each factoring company has a preference for size, industry, and risk. It's not practical for you to choose which invoice factoring firm is the right fit for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the best match for your company - it could be us or another invoice factoring company.

We have an enviable network of invoice factoring industry colleagues, these trusted connections were built over 20+ years in the business. So, after you take the time to define your needs to us, we have no doubt that you will find just what you need..

Nearly all invoice factoring companies let you pick and choose your customers to factor. Except a few of them usually require a minimum amount before they'll do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a bit like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement which will force you into invoice factoring when you don't want it.

Nearly all invoice factoring companies are not upfront about their fees. It doesn't make any sense why they do this. We do not behave this way.  We are flat out transparent about our fees. When you apply, you are given a straightforward, no obligation rate proposal with the fee for your business. Good luck finding another factoring company, if any, that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring firms are funded by Wall Sreet investors. We are a privately held company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We take the time to hear your story, learn your concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring firms notably the Silicon Valley Fintech ones almost exclusively gamble on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Nearly all invoice factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who knows your business inside out, and can support you in ways the others just can't or won't.

Don't overlook the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on early negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues so to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on guard for negative payment trends. This is critical to prevent unnecessary write-offs.

We make sure to incorporate advanced technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Nearly all other companies don’t even come close.